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Tuesday, August 18, 2009

Cheap California Auto Insurance -- How Age Group Affects It


Insurance companies favor some age bracket above others in auto insurance. It also goes the other way round, some are not. If you have done anything on car insurance, you know your group by now. All things being equal, folks in a higher age bracket are seen as lower risk in car insurance. This means that being on your parents' car insurance policy will decrease what you pay dramatically.

This may not be a good option for some young people. This is because to take advantage of this the vehicle has to be registered in their parents' name -- making them legal owners. It may further lose its attraction because youths have to live with their parents to take advantage of this. You just have to decide if you want to take adult privileges with their attendant responsibities.

Your California auto insurance premium is determined by several factors. How your age changes you auto insurance has been the subject of this article. Even at that, you must note that its relevancy score won't be the same in every insurance company. On a larger scale, your profile will be interpreted differently by several insurance companies resulting in diverse quotes. It is normal to have difference of one thousand dollars for a comparable profile and covereage. This disparity in car insurance premiums has made it imperative that you get and compare as many quotes as you can if you do intend to make huge savings.

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