Affordable California Car Insurance Rates -- Sure-Fire Tips You Mustn't Overlook

Best California car insurance rates are NOT difficult to get if you get and use the right advice. Let's start with the following...

1. An outstanding credit rating will reflect favorably on your California car insurance rate. Those who have bad credit pay higher rates for every form of insurance and that is also true for auto. This is because insurance carriers regard individuals who default in payments as irreponsible and a risk to them. This implies more risk to them and more expensive rates for you.

2. Ask your agent personally about all the discounts available to you with your preferred California insurance carrier.
There's a possibility that your agent has left one or two out. You will know simply by telling your agent that you want to be sure you have been informed about every discount possible for your profile. You might be surprised at discounts you have not taken advantage of.

3. It pays to stay with the same California insurance company. Using the same insurer for at least 3 years will get you reasonable discounts from many insurance companies. A longer stay will attract bigger discounts.

But even though it is a good way to save, you may get more savings if you forget about a loyalty discount and get another insurer....

let'sassume, that you will get a 5% (or $125) discount after your third year with an insurance company where you present California auto insurance rate is $2,500.

Within the course of these three years you might get an insurer who will offer you a similar auto insurance coverage or better for less than $2,000. If this is true about you then you know it's ideal for you to go for the cheaper offer right away and not wait for years to become entitled to a discount that won't even save you as much.

You'll most likely get lower rates if you make out time to do extensive shopping since there are hundreds of insurers out there. To be sure you are not loosing a better deal, obtain and compare auto insurance quotes not less than five insurance quotes sites.

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