Best California Car Insurance Rates -- Don't Ignore The Following Suggestions If You're Serious

Cheapest California car insurance rates are easy to get if you follow the right advice. Here are some you cannot afford to miss...

1. An excellent credit rating will reflect favorably on your California car insurance rate. A poor credit history will cost you in higher car insurance rates. The plain reason for this is that there is a general consensus among most insurance carriers that there's a correlation between bad credit histories and high risks. Once you're seen as a higher risk you will invite more expensive auto insurance premiums.

2. You might not be enjoying some concessions you qualify for with your current insurance carrier simply because you are not aware of them.
It is possible that your agent did not remember to tell you about some. The only way to be sure this is not true in your case is by telling your agent to list out all discount that your insurance provider gives. You might be in for a really pleasant surprise!

3. It is profitable to be loyal to the same California insurer. Using the same insurance company for at least 3 years will get you reasonable discounts from many insurance companies. Maintaining a policy for longer periods will result in more discounts.

But in some cases it's wiser to go for some other insurance company...

If your California auto insurance rate is $2,500 and you get a 5% discount when you stay for about 5 years you'll pay $2,500 - (5% of $2,500 or $125) = $2,375.

Between these 3 years you would most likely get an insurer who will offer you the same auto insurance coverage or better for under $2,000. In such a case, it is of no value to continue because you are after a loyalty discount down the line when you can get cheaper rates immediately.

It's a sure fact that most people can pay far less with another insurer if they will only take the time to shop right.. In order to know if you're not simply missing out a better deal, get and compare auto insurance quotes from up to five insurance quotes sites.

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