Best California Car Insurance Rates -- Proven Tips You Can't Overlook

Do you want to enjoy the best California car insurance rates? Then you need to get proven tips. Let me show you some here...

1. Keep an outstanding credit rating. A poor credit history will make you pay higher car insurance rates. It's normal for insurance providers to infer that a person who defaults in credit card payments will likely default in auto insurance premiums. This translates to more risk to them and higher rates for you.

2. Are you aware of every discount that your insurance carrier offers?
It is possible that your agent did not remember to tell you about some. The only way to be sure it's false in your case is by taking the time to ask your agent to list out all discount that your insurer gives. You might have a very pleasant surprise!

3. It pays to be loyal to the same California insurer. You'll get discounts of about five percent on your auto insurance if you stick to the same insurer for up to 3 years. A longer stay will attract more discounts.

However, you may gain more if you switch....

Let's assume your California auto insurance premium with your present insurer is $2,500 you'll get a discount of about five percent or $125 if you continue for at least three years.

Within the course of these three years you might get an insurance provider who will offer you the same auto insurance coverage or better for under $2,000. Then it would be anything but wisdom to stay put because you want to become eligible for a discount down the road even if the expected discount is less than savings you will get now if you switch.

It's a sure fact that most people can pay a lot less with another insurer if they'll only make out time to shop right.. Since the process of obtaining and comparing auto insurance quotes requires just minutes, I'll wonder why you will not do that now and get lower car insurance rates straight away.

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