Cheap California Car Insurance Rates -- Don't Play Down These Recommendations If You're Serious

Cheapest California car insurance rates are NOT difficult to attract if you get and use the right tips. Let's begin with the following...

1. You'll lower your California auto insurance cost if you have an outstanding credit rating. A bad credit record will cost you in higher car insurance rates. For some insurers it is a pattern they believe you might repeat with them in premium defaults. This translates to more danger to them and higher premiums for you.

2. Take it upon yourself to ask your agent about all the discounts possible with with your preferred California insurance provider.
There's a possibility that your agent has left one or two out. You'll reduce the odds of this happening to you if you take the pains to ask your agent seriously to tell you of every discount that is obtainable. You might be in for a very pleasant surprise!

3. A loyalty discount is another thing that will reduce your California car insurance rate. You'll attract discounts of up to 5 percent on your auto insurance if you remain with the same insurer for up to three years. Maintaining a policy for longer periods will attract more discounts.

Nevertheless in spite of the fact that this is a decent way to save, you may realize more savings if you forget about a loyalty discount and get another insurance company....

Let's assume your California auto insurance premium with your present insurer is $2,500 you'll get a discount of about 5% or $125 if you stay for at least three years.

Within the course of these 3 years you might get an insurance provider who will give you a comparable auto insurance coverage or better for under $2,000. Then it won't be wise to stay put because you want to become eligible for a discount down the road knowing that the expected discount is less than savings you will get now if you change to another insurer.

You'll most likely get lower rates if you take the time to shop right because there are hundreds of auto insurance companies available. To be sure you are not simply missing out better offers, obtain and compare auto insurance quotes from up to five insurance quotes sites.

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